[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.mcc.sk\/pozicky-ako-bezna-vec\/#Article","mainEntityOfPage":"https:\/\/www.mcc.sk\/pozicky-ako-bezna-vec\/","headline":"P\u00f4\u017ei\u010dky ako be\u017en\u00e1 vec","name":"P\u00f4\u017ei\u010dky ako be\u017en\u00e1 vec","description":"Modern\u00fdm trendom dne\u0161nej doby je z\u00edskanie jednoduch\u00fdch p\u00f4\u017ei\u010diek. V be\u017enej praxi m\u00e1 prv\u00e9 p\u00f4\u017ei\u010dky u\u017e aj mlad\u00fd \u010dlovek do 20 rokov. Tento trend je ale nebezpe\u010dn\u00fd.\u00a0Siln\u00fdm marketingov\u00fdm l\u00e1kadlom s\u00fa reklamy, ktor\u00e9 sa objavuj\u00fa v r\u00f4znych m\u00e9di\u00e1ch. Od r\u00e1di\u00ed po r\u00f4zne…","datePublished":"2023-06-30","dateModified":"2023-06-30","author":{"@type":"Person","@id":"https:\/\/www.mcc.sk\/author\/#Person","name":"","url":"https:\/\/www.mcc.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/42264ea8f5170010011c6bbf811aa6c31c20ad3acf2a9bd21dca0746ea8c832a?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/42264ea8f5170010011c6bbf811aa6c31c20ad3acf2a9bd21dca0746ea8c832a?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"mcc.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.mcc.sk\/wp-content\/uploads\/beach-1110498_640.jpg","url":"https:\/\/www.mcc.sk\/wp-content\/uploads\/beach-1110498_640.jpg","height":0,"width":0},"url":"https:\/\/www.mcc.sk\/pozicky-ako-bezna-vec\/","about":["Financie"],"wordCount":475,"articleBody":"Modern\u00fdm trendom dne\u0161nej doby je z\u00edskanie jednoduch\u00fdch p\u00f4\u017ei\u010diek. V be\u017enej praxi m\u00e1 prv\u00e9 p\u00f4\u017ei\u010dky u\u017e aj mlad\u00fd \u010dlovek do 20 rokov. Tento trend je ale nebezpe\u010dn\u00fd.\u00a0Siln\u00fdm marketingov\u00fdm l\u00e1kadlom s\u00fa reklamy, ktor\u00e9 sa objavuj\u00fa v r\u00f4znych m\u00e9di\u00e1ch. Od r\u00e1di\u00ed po r\u00f4zne \u010dasopisy cez reklamy na soci\u00e1lnych sie\u0165ach alebo vo vysielan\u00ed telev\u00edzie. Mo\u017enos\u0165 z\u00edska\u0165 p\u00f4\u017ei\u010dku m\u00e1 prakticky ka\u017ed\u00fd plnolet\u00fd ob\u010dan Slovenskej republiky. Ve\u013ekou motiv\u00e1ciou je pre mlad\u00fdch najm\u00e4: k\u00fap si teraz, spl\u00e1caj potom… Nejeden sa u\u017e zamotal v koloto\u010di spl\u00e1tok. N\u00e1sledky si ale so sebou m\u00f4\u017eeme nies\u0165 roky v podobe v\u00fdziev, upozornen\u00ed \u010di dokonca exek\u00facie.\u00a0Pred \u017eiadan\u00edm o p\u00f4\u017ei\u010dku by sme si mali zodpoveda\u0165 nieko\u013eko ot\u00e1zok. Tou hlavnou ot\u00e1zkou je, \u010di budeme schopn\u00fd riadne a bez probl\u00e9mov dospl\u00e1ca\u0165 cel\u00fa sumu p\u00f4\u017ei\u010dky. V opa\u010dnom pr\u00edpade sa toti\u017e m\u00f4\u017ee ocitn\u00fa\u0165 na\u0161e meno v registri dl\u017en\u00edkov. \u010eal\u0161ou d\u00f4le\u017eitou ot\u00e1zkou je, \u010di dan\u00fa vec naozaj potrebujeme nato\u013eko a v takom \u010dasovom horizonte, \u017ee mus\u00edme jej k\u00fapu \u010di vybavenie rie\u0161i\u0165 formou p\u00f4\u017ei\u010dky, hypot\u00e9ky alebo \u00faveru. Nie v\u017edy je toti\u017e potrebn\u00e9 si na k\u00fapu napr\u00edklad elektroniky vybavova\u0165 spl\u00e1tkov\u00fd kalend\u00e1r.\u00a0Ak sa teda obrn\u00edme d\u00e1vkou trpezlivosti a sme ochotn\u00fd po\u010dka\u0165 napr\u00edklad jeden \u010di dva mesiace, m\u00f4\u017eeme si spravi\u0165 doma samostatn\u00fd spl\u00e1tkov\u00fd kalend\u00e1r. Mesa\u010dne si teda odlo\u017e\u00edme sumu, ktor\u00fa by sme aj tak museli spl\u00e1ca\u0165. V\u00fdsledkom bude k\u00fapa spotrebi\u010da, av\u0161ak bez potreby brania si zbyto\u010dn\u00fdch p\u00f4\u017ei\u010diek. Ostane n\u00e1m teda priestor a \u010dist\u00fd \u0161t\u00edt pre mo\u017en\u00fa v bud\u00facnosti naozaj potrebn\u00fa hypot\u00e9ku alebo \u00faver. V pr\u00edpade viacer\u00fdch s\u00fabe\u017en\u00fdch p\u00f4\u017ei\u010diek, alebo v hor\u0161om pr\u00edpade nevyplaten\u00fdch p\u00f4\u017ei\u010diek by ste toti\u017e so \u017eiados\u0165ou o hypot\u00e9ku nepochodili a bola by V\u00e1m zamietnut\u00e1. Na dobr\u00e9 veci sa predsa oplat\u00ed \u010daka\u0165.\u00a0Pr\u00e1ve kv\u00f4li \u00faskaliam reklamn\u00fdch kampan\u00ed sa vedie celoslovensk\u00e1 kampa\u0148 pre finan\u010dn\u00e9 vzdel\u00e1vanie. A t\u00e1to vzdel\u00e1va nielen dospel\u00fdch ale aj deti, z\u00e1klady triezveho finan\u010dn\u00e9ho zm\u00fd\u0161\u013eania by sa mali postavi\u0165 u\u017e v \u00fatlom veku. Takto je die\u0165a chr\u00e1nen\u00e9 a m\u00e1 dostato\u010dn\u00e9 finan\u010dn\u00e9 vzdelanie na to, aby v bud\u00facnosti dok\u00e1zalo svoje financie riadne ovl\u00e1da\u0165, \u0161etri\u0165 ale aj investova\u0165.\u00a0Pri manipul\u00e1cii s financiami pou\u017e\u00edvajme preto zdrav\u00fd rozum a triezvy nadh\u013ead. Je to z\u00e1ruka predch\u00e1dzaniu mo\u017en\u00fdch probl\u00e9mov v bud\u00facnosti.\u00a0                                                                                                                                                                                                                                                                                                                                                                                        4.2\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u00f4\u017ei\u010dky ako be\u017en\u00e1 vec","item":"https:\/\/www.mcc.sk\/pozicky-ako-bezna-vec\/#breadcrumbitem"}]}]