[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.mcc.sk\/ako-setrit-rodinny-rozpocet\/#Article","mainEntityOfPage":"https:\/\/www.mcc.sk\/ako-setrit-rodinny-rozpocet\/","headline":"Ako \u0161etri\u0165 rodinn\u00fd rozpo\u010det","name":"Ako \u0161etri\u0165 rodinn\u00fd rozpo\u010det","description":"V\u0161etci \u017eijeme v\u00a0dobe kedy je jednoduchou realitou, \u017ee pr\u00edjem je men\u0161\u00ed ne\u017e n\u00e1klady ktor\u00e9 mus\u00edme zaplati\u0165. Ako to zvl\u00e1dnu\u0165 a\u00a0u\u0161etri\u0165 pritom peniaze.\u00a0T\u00e1to be\u017en\u00e1 realita m\u00e1ta nejedn\u00e9ho Slov\u00e1ka. N\u00e1klady vysok\u00e9 a\u00a0pr\u00edjem ku koncu mesiaca sa zna\u010dne m\u00ed\u0148a. Pri ot\u00e1zkach z\u00a0banky \u010di…","datePublished":"2024-01-26","dateModified":"2024-01-26","author":{"@type":"Person","@id":"https:\/\/www.mcc.sk\/author\/#Person","name":"","url":"https:\/\/www.mcc.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/42264ea8f5170010011c6bbf811aa6c31c20ad3acf2a9bd21dca0746ea8c832a?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/42264ea8f5170010011c6bbf811aa6c31c20ad3acf2a9bd21dca0746ea8c832a?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"mcc.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.mcc.sk\/wp-content\/uploads\/pexels-pixabay-259234_3.jpg","url":"https:\/\/www.mcc.sk\/wp-content\/uploads\/pexels-pixabay-259234_3.jpg","height":0,"width":0},"url":"https:\/\/www.mcc.sk\/ako-setrit-rodinny-rozpocet\/","about":["Financie"],"wordCount":443,"articleBody":"V\u0161etci \u017eijeme v\u00a0dobe kedy je jednoduchou realitou, \u017ee pr\u00edjem je men\u0161\u00ed ne\u017e n\u00e1klady ktor\u00e9 mus\u00edme zaplati\u0165. Ako to zvl\u00e1dnu\u0165 a\u00a0u\u0161etri\u0165 pritom peniaze.\u00a0T\u00e1to be\u017en\u00e1 realita m\u00e1ta nejedn\u00e9ho Slov\u00e1ka. N\u00e1klady vysok\u00e9 a\u00a0pr\u00edjem ku koncu mesiaca sa zna\u010dne m\u00ed\u0148a. Pri ot\u00e1zkach z\u00a0banky \u010di od poradcu na ot\u00e1zku typu \u2013 Ko\u013eko si odklad\u00e1te pe\u0148az\u00ed? \u2013 sa o\u010di iba prevracaj\u00fa a\u00a0Vy rozm\u00fd\u0161\u013eate \u010di si z\u00a0V\u00e1s doty\u010dn\u00fd rob\u00ed srandu…\u00a0Na v\u00fdber ako von z\u00a0tohto za\u010darovan\u00e9ho kruhu m\u00e1me hne\u010f nieko\u013eko mo\u017enost\u00ed. Ako prv\u00e1, ktor\u00fa V\u00e1m ka\u017ed\u00fd odporu\u010d\u00ed je \u0161etri alebo si n\u00e1jdi \u010fal\u0161iu pr\u00e1cu. Tak \u010fakujem pekne, tieto dve rady s\u00fa naozaj top. Ale situ\u00e1ciu a\u017e tak ve\u013emi nezlep\u0161ia, zvl\u00e1\u0161\u0165 v\u00a0pr\u00edpade, \u017ee u\u017e \u0161etr\u00edte alebo proste nem\u00f4\u017eete kv\u00f4li rodine alebo zdraviu ma\u0165 \u010fal\u0161ie zamestnanie. Tak \u010do teda v\u00a0takomto pr\u00edpade robi\u0165?Obetujte jeden mesiacPresne tak, obetujte jeden mesiac zo svojho \u010dasu a\u00a0zapisujte si ka\u017ed\u00fd jeden pohyb pe\u0148az\u00ed. Ide\u00e1lne je ak si zapisujete nielen sumy, ktor\u00e9 ste v\u00a0obchodoch, na pump\u00e1ch \u010di na \u00farade nechali, ale pripn\u00fa\u0165 si aj blo\u010dky z\u00a0n\u00e1kupov. Takto si sprav\u00edte presn\u00fd preh\u013ead o\u00a0tom, kam id\u00fa va\u0161e peniaze najviac a\u00a0\u010di naozaj boli tieto n\u00e1kupy potrebn\u00e9.Naozaj potrebujem zrovna totoPri n\u00e1kupe sledujte ceny tovarov. Nielen v\u00fdsledn\u00fa cenu, na ka\u017edej cenovke je inform\u00e1cia, ko\u013eko stoj\u00ed kilo produktu. To je re\u00e1lny poh\u013ead na cenu potrav\u00edn. Nekupujte teda bal\u00edk k\u00e1vy za 1,89eur ak kilo stoj\u00ed 9 euro ale k\u00fapte rad\u0161ej v\u00e4\u010d\u0161ie balenie za cenu 2,40 eur ak je cena za kilo men\u0161ia. Bohu\u017eial stoj\u00ed to na za\u010diatku \u010das, ale nesk\u00f4r uvid\u00edte rozdiel v\u00a0celkov\u00fdch cen\u00e1ch n\u00e1kupov. Dnes sa spotrebite\u013e mus\u00ed zameriava\u0165 nielen na celkov\u00fa cenu ale mus\u00ed \u010d\u00edta\u0165 aj medzi riadkami.Pripraven\u00fd na cel\u00fd t\u00fd\u017ede\u0148Je pravdou, \u017ee okrem \u0161ekov je najvy\u0161\u0161ia polo\u017eka rozpo\u010dtu minut\u00e1 pr\u00e1ve na potravinov\u00e9 n\u00e1kupy. Aby ste predi\u0161li kupovaniu nepotrebn\u00fdch vec\u00ed, pripravte si zoznam. Sadnite si z rodinnou a pripravte si rozpis jed\u00e1l na cel\u00fd t\u00fd\u017ede\u0148. Vyp\u00ed\u0161te si potraviny, ktor\u00e9 budete potrebova\u0165 a jedlami na seba nadv\u00e4zujte. Napr\u00edklad po polievke m\u00f4\u017eete na druh\u00fd de\u0148 pripravi\u0165 rizoto s m\u00e4som a zeleninou. Pripraven\u00fd zoznam si zoberte so sebou a sna\u017ete sa ho v obchode dodr\u017ea\u0165.                                                                                                                                                                                                                                                                                                                                                                                        3.7\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Ako \u0161etri\u0165 rodinn\u00fd rozpo\u010det","item":"https:\/\/www.mcc.sk\/ako-setrit-rodinny-rozpocet\/#breadcrumbitem"}]}]